It Doesn’t Stop at Adolescence – Negative Peer Pressure in the Workplace

business (1)Peer pressure.  Everyone knows what peer pressure is, they’ve seen the afterschool specials, heard the lectures in 9th grade health class and had multiple adults in their life say, “If _____ jumped off a cliff would you do it too?”  When people talk about it they’re often talking about it in terms of children and teens. But, peer pressure is an issue which never goes away.  This is especially true in the workplace.

Millions of people have been known to say, “This job is just like being in high school again”.  Peer pressure is one of the reasons they say this, yet it’s not addressed with adults in the workplace nearly as well as it is with children and teens in school.  There’s an erroneous assumption that people grow out of their susceptibility to it as they age or mature.

Unfortunately, many people struggle with it throughout their lives, particularly in their employment.  Countless have identified it as their reason for quitting or getting fired from a job.  Almost 80% of people report having been negatively influenced by – or doing the influencing themselves – their co-workers into doing something they didn’t want to do.

There are 2 main categories which employees identify as having been negatively affected by peer pressure.  First, is drinking on the job and/or drinking too much at a company function, which resulted in personal and professional consequences.  The second category is being influenced to steal company resources: time, money, property or services.

Peer pressure, both negative and positive, is important for a company to be aware of and address.  It’s the way corporate culture is formed and maintained.  Employees develop shared ideas, assumptions and ways of behaving, which determine how they perceive and perform their jobs.  It’s how people think and act on a daily basis that most affects the bottom line.   As Nathaniel Banks said, “We have more to fear from the opinions of our friends than the bayonets of our enemies.”


 

Are you Ready for Retirement?

business (9)There are many compelling reasons why business owners should pay more attention to their retirement plans.  Often times the responsibility to fund a pension plan for them and for their employees fall on the shoulders of the business owner and more times than not it is relegated for a later date that never comes. Here are three compelling reasons why you should talk to an accountant and financial advisor to help you plan for your future.

  1. It is a financial responsibility you have to your employees and yourself to secure a future that will provide financial stability later on.
  2. Talk to an accountant or financial advisor for potential tax benefits for your business when setting up a retirement plan.
  3. Having a retirement plan can secure your top performers or attract new ones that can benefit your business.

Read more about this and other news by following the links below.


Preparing Small-Business Owners for Retirement

Advisers also can help clients figure out what to do with their time after they retire.

Small-business owners often are so busy working that they don’t take time to plan for their retirements.But that is clearly a mistake, financial advisers say.In turn, advisers are helping these entrepreneurs more accurately value their businesses as well as their personal expenses, and figure out how to spend their time once they…


Small business hiring cools off in July

Not quite the blistering pace reported in June.

Hiring by small businesses cooled off this past month, mirroring a similarly modest slowdown across the broader economy, according to a new report.

Small employers added 84,000 workers in July, down from a two-year high of 126,000 new positions added the month before, according to payroll processing firm ADP. Initially, the company had reported that small businesses (fewer than 50 employees) had added 117,000 jobs in June.

Overall, the economy added 218,000 positions in July. While that’s down from 281,000 last month, it’s otherwise the highest monthly total since November.


Workers are finally getting raises again

One more sign that life is improving for American workers: paychecks are finally growing faster.

The Labor Department reported Thursday that workers’ wages and salaries grew by a seasonally adjusted 0.6 percent during the second quarter, the fastest pace since the third quarter of 2008.

Wages and salaries only make up 70 percent of total compensation, including benefits. Total compensation costs as a whole also grew by a seasonally adjusted 0.7 percent during the second quarter.

Though it’s true that wage growth was much faster before the Great Recession, the news is still a sign that the labor market is tightening, as increased demand for labor helps boost paychecks.

 

Should Ohio Raise the Minimun Wage Again?

business (3)The 2014 Ohio minimum wage beginning this past January went from $7.85 to $7.95 a bit more than the Federal national wage of $7.25, and now the small business community supports a higher minimum wage that some experts believe is good for the economy.  For more news about this and other topics follow the links below.


Why we still don’t know how many small businesses signed up through Obamacare

And why it’s probably not very many.  

In contrast to the widely publicized enrollment numbers on the health care law’s individual marketplace, there’s apparently no way to know how many business owners and employees have signed up through the law’s new small-business exchanges.

By all indications, though, it’s not very many.

One House Republican has twice asked federal health officials to provide data on how many owners and employees have enrolled in and paid for plans through the law’s new insurance marketplaces for small businesses. Since the launch last fall, the employer portals, known as SHOP exchanges, have suffered even more technical problems and delays than the exchange for individuals and families.

“The SHOPs opened, although without online enrollment and many promised features, on October 1, 2013,” Rep. Sam Graves (Mo.), chair of the House Small Business Committee, wrote in his latest letter to the Centers for Medicare and Medicaid Services, which oversees the exchanges. “Over seven months later, we still do not have any federal and some state SHOP enrollment data.”


A Higher Minimum Wage Is Good for Business

Small business owners realize the benefits of higher pay and a stronger consumer class.

Five years ago this month, the minimum wage reached the lofty sum of $7.25 per hour, the last step in a series of increases Congress set in motion in 2007. It hasn’t been raised since, and after taking inflation into account, the minimum has fallen to an adjusted level of only $6.54. That may change soon. Support for a higher minimum wage now comes from an unlikely source: the owners of America’s small businesses, and CEOs of some the nation’s largest and most respected brands. Meanwhile, recently published research shows that wage hikes at a modest level don’t kill growth and jobs. In fact, the states that have raised their minimums have enjoyed above-average economic growth.

Last week the American Sustainable Business Council and Business for a Fair Minimum Wage released a report of a scientific national poll of small business owners. The poll involved a live telephone survey of 555 small business owners, with between 2 and 99 employees each. Respondents spanned the political spectrum, all regions of the country and a broad cross-section of industries.


Net neutrality important to small businesses, customers

Let me offer the following small-business parable:
Lou owns a small business, a pizzeria, in a city with only one highway.
Everyone must use this one highway to get to work, go shopping, see a movie and connect with friends. It’s a critical infrastructure for the whole community.
Lou uses the highway for home delivery of his pizzas and to get supplies for his restaurant.
Until now, everyone in the city could use the highway equally. But the on-ramps to the highway are privately owned.
Even though the highway was built with government money, one day the on-ramp owners decided to create a fast lane. Now you have to pay them a lot to get anywhere if you want to get there quickly.

Lou’s competitors — huge national pizza chains — can afford to pay this toll. But Lou can’t, so he’s always stuck in the slow lane, which is more crowded than ever.

When a football fan orders one of Lou’s pizzas, it arrives in the fourth quarter instead of at halftime. Lou loses a lot of customers because the highway isn’t open to everyone equally.


BWC and Other News

business (1)News about Ohio and what is happening in the state are important to all of us.  News about the Ohio Bureau of Workers compensation refusal to pay small business across Ohio what it owes them is not only negligent but devastating to the morale of Ohio Businesses and the local economies.  Small business owners deal with a myriad of issues in a daily basis, making government issues not only hard for them to do but impossible to fulfill is an obstacle and encumbrance to the well being of our economy.


Pressure Mounts On Gov. Kasich To Force BWC To Pay Back Small Businesses

COLUMBUS, Ohio – Pressure on Gov. John Kasich to pay back hundreds of millions of dollars to more than 250,000 small businesses is mounting.
An NBC4 investigation into overcharges that sunk thousands of small business across Ohio is now going statewide.

An advertising campaign based on the NBC4 investigation is set to air on TV Friday, asking Kasich to get involved in the payback.

Ron Foreman is front and center in an ad campaign aimed directly at Kasich.

“I gathered my family together and told them, ‘Things are going to have to change because Daddy is going to have to file bankruptcy,'” Foreman said in the commercial.


Kasich plans small-business swing to 3 Ohio cities 

HAMILTON, OHIO: Ohio’s governor will focus on small businesses in a swing through three western Ohio cities.

Gov. John Kasich has Tuesday stops in Hamilton, the Dayton area and Tipp City. The Republican is seeking re-election this November. He will begin the day at Hamilton Caster, a business that makes casters, industrial wheels and other products and dates back more than a century in the Butler County seat.

A campaign announcement with the National Federation of Independent Business/Ohio is planned there. The small business association recently announced its endorsement of Republican Attorney General Mike DeWine’s re-election.


Ohio entrepreneurs should learn about new health coverage options: Grant Lahmann

Pundits and politicians from Ohio to Oregon have spent years bemoaning the new health care law and its impact on the economy, and on small businesses, in particular. But the law has been in full effect for six months now, and the real-life implications of it are anything but dismal.

A recent report shows the Affordable Care Act actually increased the gross domestic product for the first quarter of 2014, and here in the Buckeye State, almost 155,000 individuals, self-employed and small business owners and their workers have already found affordable insurance through the new insurance marketplace created by the health care law.

In case you’re not already familiar with it, Ohio’s marketplace has two branches — one for individuals, the other for small businesses. The individual marketplace is available to any self-employed individual or small business employee whose employer doesn’t offer insurance. Open-enrollment for the individual marketplace is closed, but enrollment for 2015 begins on November 15 this year.


Small Business Hiring And Other News

business (1)It is always good for the small business owner’s morale knowing hiring is up and the economy is recovering.  According to recent numbers, hiring in June has been the strongest since two years ago, and that can only be good for the US economy and the small firms across the United States.  For more info about this and other stories follow the links below.


Small business hiring surges to fastest pace since early 2012

Now that’s more like it.

Small businesses nationally added 117,000 jobs in June, a 60 percent increase over their average for the first five months of the year and the fastest pace of hiring since early 2012, according to the latest numbers published Thursday by payroll processing firm ADP.

More than the companies in any other size category, those small firms pushed the overall job numbers last month to 281,000, the highest mark since fall 2012. Construction, transportation and professional services sectors posted the steepest gains.

“The job market is steadily improving,” Mark Zandi, chief economist for Moody’s Analytics, said in the report, noting that the gains were “broad based across all industries and company sizes.”

Still, it’s a particularly important rebound for the county’s smallest employers, who are often lauded as the most steady job creators but hadn’t cracked six-digits in monthly job gains since November. In addition, June was the second straight month that small companies have contributed more than 40 percent of all jobs created — a mark they fell shy of during the first four months of the year.


The Not-So-Small Business Administration

Last month the Small Business Administration updated the criteria it uses to determine what qualifies as a “small business” for the first time since 2008. The formula varies by industry, sometimes calculated by number of employees, other times by annual revenues or total assets. Thanks to the change, approximately 8,500 more companies (some with more than 1,000 employees) will now be eligible for the designation—and the federal assistance that goes with it.


Modern Tools for Mom-and-Pops

MOUNT KISCO, N.Y. — Operators at KES Dispatch keep track of the company’s taxis on a yellow legal pad. They communicate with cars using a two-way radio. Drivers navigate their journeys largely by memory.

In the age of Uber and Lyft, the company is desperate to modernize.

“I gotta change something,” said Miguel Duarte, who has run his Mount Kisco, N.Y., company for 13 years. “I gotta stay ahead of the competition.”

Help is on the way. Dashride, a new start-up, wants to give KES Dispatch a fighting chance. It is helping Mr. Duarte modernize his company’s clunky dispatch system, starting with a mobile app that will soon let customers book, track, pay for and rate rides.

Dashride is just one of several web-based start-ups with a mission of empowering small, local businesses — often in struggling, traditional industries — by equipping them with tools and strategies that could help them keep up with changing times.

For example, Cups, a coffee subscription app that came to New York in April, helps independent coffee shops compete with giant chains like Starbucks and Dunkin’ Donuts. It is working with 50 small shops in Manhattan and Brooklyn. ShopKeep, a New York company, helps small businesses ring up sales, accept credit cards, email receipts or print remotely with an iPad-based checkout system.


Small Business News you Cannot Afford to Miss

business (10)The Small Business Administration office of Advocacy defines a small business as an independent business that has fewer than 500 employees.  This comprises 99.7% of all U.S employer companies and provides almost 50% of the private sector employment in the U.S.  In 2010 there were 27.9 million small businesses, and government agencies and officials realize the importance of this sector for the U. S. economy when dealing with policies and tax breaks.

Read more about this topic by following the links below.


Why Congress can’t afford to ignore small businesses this fall (5 reasons)

Right up there with cheesy slogans and attack ads, praise for small businesses has become a staple of campaign season in Washington.

It’s likely to be the same again this fall, and with good reason. Congressional hopefuls, both incumbents and their challengers, can’t afford to overlook the nation’s smallest employers, not just because the rest of the country has a soft spot for them, and not just because it makes for sound economic policy.

Rather, small business owners themselves represent a key voting bloc — individually not with quite the sway of large corporations, of course, but influential just the same. Here’s why.

1. They vote

Only about three in four eligible Americans are registered to vote, according to most estimates, and barely more than half cast a ballot during the 2012 elections, according to research by the Bipartisan Policy Center.


DCA Commisioner Menin Promises ‘Big Announcements’ on Small Business Fines

City Department of Consumer Affairs Commissioner Julie Menin promised a group of small business owners a series of “big announcements” in the coming weeks around the agency’s inspection and fines process.

Speaking this morning at the annual meeting of the Columbus Avenue Business Improvement District, Ms. Menin pledged to follow through on Mayor Bill de Blasio‘s campaign declaration that he would lessen burdensome regulations on small business owners.

“As a former small business owner, and one who dealt a lot with the DCA, I really know what it’s like to have a DCA inspector come and not know what they’re looking for,” Ms. Menin told the audience of around 50 business owners from the Upper West Side area in the breakfast meeting at Isabella’s restaurant. “We’re already starting to make changes at DCA.”


Even Small Business Owners Can Use These Tax Breaks

Two recent news clips caught my attention. One involved a company trying to avoid the IRS. The other involved the IRS trying to avoid trouble. Taken together, I can see how a small business owner might cynically ask if a small business has a fighting chance as far as taxes.

The first news item was about the latest rage in large company tax planning: “tax inversions.” U.S. companies seek to sidestep U.S. corporate taxes by relocating offshore through foreign mergers. The most recent example is the proposed Medtronic/Covidien merger. Even though Covidien has headquarters in the U.S., officially it is located in Ireland where the top marginal tax bracket is 10% lower than in the U.S. Apparently Medtronic hopes to save taxes by merging with an Ireland-based company.

The second news item relates to an ongoing scandal where the IRS is accused of targeting certain not-for-profit organizations because of their political leanings. The IRS announced this month that it can’t find two years of emails from Lois Lerner (the former head of the troubled not-for-profit tax division) to the Departments of Justice or Treasury. An agency spokesman blames a computer crash.


Ohio Unemployment

business (3)The United States unemployment rate for April was 6.3% down from 6.7% back in March.  The April rate is a 1.2% decrease from last year, and it seems it has been steadily decreasing over the last 12 months. In Ohio we are doing a little bit better than the national average. Ohio’s unemployment rate was 5.7 % in April 2014, down from 6.1 % in March.  Small businesses across our nation provide a great percent of the jobs created, and in Ohio small business provide more than half the jobs. Helping them succeed should be a top priority for the Ohio government, and providing them with resources and guidance can make a huge difference.

Read more about business in Ohio by following the links below.


Ohio Growth Summit seeks to unleash job-growing power of small businesses

Fully 99 percent of Ohio businesses have fewer than 100 employees – and though they’re small, they still provide 60 percent of the jobs.

The key to exponential job growth is for public-private partnerships to help micro-companies progress to the 10-99 employee stage, said Jerry Ross, executive director of the National Entrepreneur Center in Orlando, Florida.

“We are a small-business country,” said Ross, opening speaker of the Ohio Growth Summit entrepreneurial conference being held Wednesday and Thursday at Columbus State Community College.

“What we need to do as communities is say, ‘How do we get together to grow our small businesses?’ ” he said. “The leaders need to start talking to each other.”

Ross’s center combines the forces and expertise of 12 different economic development agencies under one roof, including the U.S. Commerce Department, the University of Central Florida’s Small Business Development Center and incubation program, the Orlando chapter of the Score business mentorship group and several minority business associations


SEA Change, a new Cleveland business accelerator, is looking for startups with heart: the Mix

CLEVELAND, Ohio–If you have an idea for a smartphone app or an Internet-based service that could conceivably scale to something big, and make people rich, there are several business groups in Northeast Ohio that might help you get started.

But what if your venture is intended mostly to solve a social problem or better the world? Good luck. There really has not been any place to take such a notion locally–until now.

This week, a group of entrepreneurship enthusiasts will introduce SEA Change, the region’s newest business accelerator and one that aims to add a new dimension to local innovation.

As a social enterprise accelerator, SEA Change will offer training, connections and capital to startups that have humanity at heart, organizers say. Noble ventures could partake of thousands in seed money.

More details will be revealed Friday, when SEA Change is launched at Shaker LaunchHouse, one of the collaborators behind it. And much will not be revealed because no one is quite sure how SEA Change will evolve.


Ohio Business Owner Sentenced For Lapsed Comp Coverage

Columbus, OH (WorkersCompensation.com) – A Ravenna (Portage County) business owner was ordered to pay $3,500 in connection with lapsed workers’ compensation coverage. Ronald G. Larlham pleaded guilty May 12 in Portage County Municipal Court to workers’ compensation fraud, a first-degree misdemeanor.

“Businesses in Ohio cannot operate with lapsed workers’ compensation coverage,” said Bureau of Workers’ Compensation Administrator/CEO Steve Buehrer. “The bureau makes good faith attempts to work with businesses to bring them into compliance, but if unsuccessful, we must take the issue to court to comply with state law and to protect the State Insurance Fund.”

The BWC’s compliance department referred the matter to the Special Investigations Department’s Employer Fraud Team (EFT) after Larlham continued to operate his business, RGS Automotive in Ravenna, with lapsed workers’ compensation coverage. He had failed to work with the compliance department to bring the company’s policy back into compliance. EFT agents then made numerous attempts to bring the company’s policy back into compliance. The case was referred to the Portage County Prosecutor’s Office.


 

Is your Business in a Tax Friendly State?

business (6)When you are a small business owner every penny counts. Every monetary decision you make affects the profitability of your business and the success of your company.  If you want to start a business or even thinking of relocating to a more business friendly state here are some options for you: South Dakota, Wyoming, Nevada, Texas, Florida, Montana, New Hampshire, Washington and Utah have no corporate taxes, individual taxes and/or sales tax.  For us in Ohio, the state is listed among one of the least tax friendly for businesses.

Read more news about this topic by following the links.


Big picture important in Kasich tax debate

As Ohio continues economic development efforts, a new study on John Kasich’s latest tax plan merits a close look.

In the economic development arms race among states, perception matters.

Right now, Texas is winning that battle. Toyota’s decision in April to relocate its North American headquarters to Plano and consolidate other operations – which will take roughly 1,600 jobs out of Erlanger – is only the most recent example.

Chevron and Apple also are putting more than 5,000 jobs in Texas, which has no personal or corporate income taxes. Goldman Sachs just hosted its annual meeting in Irving, where it employs 650 employees, and invited Texas Gov. Rick Perry to speak.

With that as a backdrop, a new study by Matrix Global Advisors on Ohio Gov. John Kasich’s latest tax plan merits a look – even as the legislature considers fast-tracking income tax cuts implemented in 2013. Kasich wants to reduce individual income tax rates by 8.5 percent over the next three years, expand Ohio’s earned income tax credit, and increase the personal exemption for low- and middle-income households.


Small business in mountain states leads nation for job gains, says IHS-Paychex report

For a third straight month, the Rocky Mountain states in May topped the nation for small-business job growth over the previous year, according to a monthly report from Colorado’s IHS Inc. and Paychex Inc.

Small-business jobs in the mountain states grew by 1.41 percent in May from a year earlier, following April’s 1.75 percent year-over-year increase and March’s 1.62 percent gain, according to the latest Paychex-IHS Small Business Jobs Index, issued Tuesday.

The region includes Colorado as well as Arizona, Idaho, Montana, Nevada, New Mexico, Utah and Wyoming.

The mountain region’s growth far outstripped the “East North Central” states (Illinois, Wisconsin, Michigan, Indiana and Ohio), which came in at No. 2 with 0.59 percent small-business job growth, the report said.

On the other hand, the “Middle Atlantic” states of New York, New Jersey and Pennsylvania saw small-business jobs drop 0.69 percent over the one-year period, the greatest decline of any U.S. region.


Seattle raises minimum wage; will others follow?

Seattle activists celebrated a successful campaign to gradually increase the city’s minimum wage to $15 by calling for a national movement to close the income and opportunity gaps between rich and poor.

The Seattle City Council unanimously passed an ordinance Monday that would give the city the highest minimum wage in the nation.

Socialist City Council Member Kshama Sawant, who after the council meeting called on the people of America to elect more independent and socialist candidates, said the push for a higher minimum wage is spreading across the nation.

“Seattle may be a hippie city. We may wear socks with our sandals,” but it’s also a city where different progressive groups can work together to bring about change, Sawant said.

The minimum wage issue has dominated politics in the liberal municipality for months, and a boisterous crowd of mostly labor activists packed the council chambers for the vote. They held signs that said “15 Now,” chanted, cheered and occasionally jeered when amendments they favored were voted down.


3 Types of Networks Every Leader Should Develop

business (9)Every organization has a “go-to person”, the leader who can successfully get things done, who knows everyone and is well liked.  The one some call a natural leader and while others say he’s/she’s “just lucky”.  However, chances are, luck has very little to do with it.

Organizations are social structures created and operated by people.  Leaders effectively navigate them by building and maintaining the relationships they need to be successful.  In the article “How Leaders Create and Use Networks” (Harvard Business Review, 2007) Herminia Ibarra and Mark Hunter identified the 3 types of networks successful leaders have or should develop.

Operational – This network is internal to the organization and is developed to get work done effectively.  The goal is to build strong functioning lateral relationships by identifying who can be counted on in other departments (HR, IT, accounting, etc).  It’s equally important to identify individuals who are depending on you and to be an essential part of their network.

Personal – This network is mostly external to your organization and is crucial to your personal and professional development.  Successful leaders have an eye on the future and become involved with outside activates, which provide opportunities to meet useful contacts.  The key to establishing this network is to be involved in the activity and not just show up.

Strategic – This is a leveraging network that separates the leaders from the managers.  It’s both internal and external to your organization and is oriented to the future.  Identify your future priorities and challenges, and then secure support for them with the people in this network.  Formal or informal mentors and coaches are usually a part of it.

The main factor in successfully building and maintaining all 3 networks is to give more than you take.   Leaders know that establishing relationships, doing a favor, showing interest in someone, giving a referral and communicating face to face is still how things get done.  Yes, it can be time consuming, but as Coleman Cox said, “I am a great believer in luck.  The harder I work the more of it I seem to have”.

Nicole Abbott – writer, educator and psycho-therapist


Are You In The Right State To Start A Business?

business (8)The small business sector has been for many years an employment power in the United States, it accounts for more than half the jobs generated in this country since 1995. There are approximately more than half a million businesses generated each month and although of those businesses only 7 out 10 will make it past the 2 year mark, the entrepreneurial spirit of Americans is well deserved. The question now to ask is whether you are in the right state to start a business, or you need to think about the pros and cons of starting your business where you are.
Read more about this topic by following the links above.


Here’s where Ohio ranks on small business friendliness

A national small business advocacy group says Ohio ranks among the top 10 for its tax code’s friendliness toward business.

The anti-tax Small Business & Entrepreneurship Council ranks Ohio No. 8 for its tax system’s overall friendliness toward small business. Ohio’s neighbors, Indiana and Kentucky, ranked 11 and 32, respectively.

The “Small Business Tax Index 2014” looked at 21 different measures to determine a state’s tax friendliness. Those include the top personal and corporate income tax rates, top capital gains and dividends tax rates, property taxes, additional taxes on S-Corporations, unemployment taxes, and whether a state has a death tax.

“When it comes to state and local taxes – as well as levies at the federal level – the direction that policy should be pointed is clear. Keep the overall tax burden low. Preferably, do no [sic] tax income at all,” the group writes in its report.


Dayton No. 66 among best cities for small business

Dayton trumps Detroit, Las Vegas, Birmingham and many others when it comes to the best city to work for a small business.

The Miami Valley ranks No. 66 in the U.S. for small businesses, according to a new ranking from Wallethub.

Cities were evaluated by several metrics, including the number of businesses with fewer than 250 employees per 1,000 inhabitants, industry variety, net small business job growth, average monthly earnings for new hires and average number of hours worked.

Columbus was the top-ranked Ohio city at No. 23.

The top city on the list was Minneapolis, followed by Salt Lake City and Miami.

Stockton, Calif. ranked last.


NBC4 Investigates: Why Does Ohio Owe Businesses $1 Billion?

COLUMBUS, Ohio – As Ohio’s economy begins to recover, the state is clearly focused on jobs, and numbers show some growth, but did the state actually harm more businesses in the past?
An NBC4 investigation reveals how one state agency allegedly crushed thousands of small businesses.

While the jobs picture in Ohio is rebounding, a huge shadow is being cast by the past – and the bureaucracy in the Bureau of Workers’ Compensation (BWC).

Small businesses can’t operate without worker’s comp insurance, and in Ohio, they can only get that from BWC.

Unlike other states that carry private insurance, Ohio’s BWC is a monopoly.

In 2006, Ron Foreman owned a successful contracting company, which used to be located near downtown Ashville, and employed 40 people.

Freeman’s family, including his two sons at West Point, was prospering. His small business was a model of what state leaders say they want in Ohio.